How to address them correctly, make names plural


Season’s Greetings, done right.

We’re all excited to say goodbye to 2020, whether it’s in a holiday card or not. Just don’t get caught wishing someone “Happy New Year’s.” 

Holiday cards can be trickier than they seem. Aside from wrangling your family for a sweet photo, finding a merry online template, and tracking down friends’ addresses, there’s grammar and etiquette to worry about. 

Plus, this year, you want to get your cards in the mail sooner than later because the U.S. Postal Service is well, how should I say it? Busy. Really, really busy. 

Here’s what you should know before sticking stamps on those envelopes:

Write the address in all capital letters

Addresses should be printed in all capital letters, according to the postal service. This helps ensure your cards arrive at the right home.

Miss or Ms. or Mrs.?

Miss is an unmarried woman or young girl under

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31 Simple Money Cheat Sheets For Business Owners That Don’t Understand Money

Running a business is hard. Even more difficult? Running a business when you don’t understand money. If that’s you, we’ve put together this list of 31 simple money cheat sheets to help you better understand money.

1. Opening a Bank Account

After you’ve settled on a name and registered your business, you have to open a commercial bank account with an institution that is business friendly and can help you grow, such as:

  • Silicon Valley Bank offers cash management and investment solutions, online and mobile banking, and advice and resources for startups.
  • Square Capital, which is a part of the Square payment processor, provides affordable small business loans.
  • Chase has over 5,300 branches and 15,500 ATMs nationwide, mobile banking, free business debit cards, and the ability to process payments.
  • Square 1 Bank offers customized solutions for your business, as well as collections, fraud protections, and international banking.
  • U.S. Bank has
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City Funds Gift Cards As Part Of Holiday Shopping Program


To encourage Concord residents to shop locally this holiday season and give merchants a much-needed shot in the arm during a COVID-19-ravaged economy, the city of Concord and the Greater Concord Chamber of Commerce have teamed up for the “Shop Concord” program, boosted by $10,000 worth of gift cards paid for by the city.

Through the program, which launched Wednesday, shoppers who buy a $50 gift card through the Shop Concord program will also receive a free $25 gift card.

Cards can be used for purchases at participating businesses, which include retail, restaurants, service businesses and gyms.

Shoppers also have the option to buy a $20 gift card and receive a free $10 gift card in return. Those free gift cards are made possible with a $10,000 donation from the city’s general fund. The bonus cards will last as long as that cash holds out.

Details on how

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Best Black Friday 2020 deals: Google Nest Hub, iPhone 12, Xbox gift card, free Wyze Cam with purchase, more

This story is part of Holiday Gift Guide 2020, CNET’s gift picks with expert advice, reviews and recommendations for the latest tech gifts for you and your family.

It all happened so fast! Black Friday2020 is already winding down. Some of the day’s most exciting deals — Oculus Quest, AirPods Pro, Apple Watch — are gone. But some gems remain, including a $50 Google Nest Hub, a discounted iPhone 12 with free bundled AirPods Pro and some pretty good discounts on Wyze smart-home gear. Check the latest additions, and earlier deals still available, in the list below. 

In the meantime, start your engines for Cyber Monday. Starting as early as Saturday morning, stores will start to pivot their sales toward that event. We’ll see more of the same, sure, but also a smattering of new deals. Here’s our roundup of the best Cyber Monday sales coming soon.

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Small Business Saturday: How to support local businesses

A website created to help during the financial struggles of the coronavirus is a great tool to shop local this holiday season.

WASHINGTON, D.C., USA — Black Friday ads for big box stores might be taking over your social media feeds, and popping up on the websites you frequently visit, but local small business owners hope you won’t forget about them.

November 28 is Small Business Saturday – a day created to help pump money into the local economies during the holiday season. Many small businesses rely on their profits for November and December, according to Mallory Shelter, a business owner in D.C. She said they’re worried sales will be down this year.

“A lot of us have weathered closures, staff losses, obviously a decrease in revenue. So it’s been a struggle for most of us,” said Shelter.

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Best travel credit cards for December 2020

While the coronavirus pandemic may have you grounded right now, when you get back to hitting the road or the skies, you’ll want to be equipped with the best credit card possible. Travel credit cards come with some of the highest travel reward rates out there — every time you use one, the points you earn can be used towards a future (or sometimes a past) travel purchase. A travel rewards card also comes in handy for travel perks such as first-class upgrades for the frequent traveler, priority boarding, free TSA Precheck and Global Entry and exclusive hotel or rental car benefits.

If you’re yearning for the open road or longing for the days you can hop planes with reckless abandon and don’t have a travel card, it’s time to start vetting the travel benefits offered by the slew of credit card companies out there that offer travel perks. If

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Best Black Friday 2020 deals: Oculus Quest 2, iPhone 12, AirPods Pro, Xbox gift card and more

This story is part of Holiday Gift Guide 2020, CNET’s gift picks with expert advice, reviews and recommendations for the latest tech gifts for you and your family.

Black Friday 2020 is upon us, with countless Black Friday deals available now from Amazon, Best Buy, Walmart and pretty much every store that sells things. One exciting today-only, while-supplies-last addition to the lineup: The super-hot Oculus Quest 2 VR headset. It’s not discounted, but there’s a gift card in it for you. See below.

As you might expect, many of the best deals are selling out quickly, while others won’t ship for a week or two. In the case of Best Buy’s iPad sale (including the iPad 10.2 for $280), you’ll need to find a local store that has them in stock. In better news, while the famed $169 AirPods Pro are sold out at Walmart, Amazon has the AirPods

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Small Business Saturday 2020 in New Jersey is critical for many shops


Business on main street is promoted as part of Small Business Saturday comes to Rutherford and Bloomfield

Small Business Saturday may be more important this year than it has ever been.

Because of the pandemic, small businesses are struggling to stay afloat in an atmosphere that already was challenging before public health restrictions. 

With COVID-19 raging across the country, small businesses are fighting a riptide of circumstance that could sweep them out to sea at a time of year when holiday season revenue can be a matter of survival.

Central Jersey small businesses are rising to meet the challenge and are letting their communities know they need support if they want to be around for the next holiday season.

‘Keeping the spirit’

Downtown Somerville Alliance is committed to keeping alive the spirit of Small Business Saturday, one of the most important holiday events in the Somerset County seat,

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Without Stimulus, Low-Income Americans Turn to Credit Cards While Wealthy Pay off Debts

Credit card data from the most recent months of the ongoing COVID-19 epidemic has revealed that lower-income Americans are using credit cards in the absence of stimulus relief while higher-earning Americans are largely paying off their credit card debt.

The increasing reliance of lower-income Americans on credit cards has coincided with the failure of Congress to pass a federal stimulus bill that could include checks and enhanced unemployment benefits to the estimated 12.6 million Americans who remain out of work, according to Marketplace, a nonprofit economic news outlet.

The disparity of credit card debt between lower-income and higher-earning Americans could affect the national market for years to come.

coronavirus covid-19 federal stimulus credit cards debt
Credit card data during the most recent months of the ongoing COVID-19 pandemic have shown that, absent a federal stimulus package, lower-income Americans are using credit cards to help make ends meet while Americans with higher income are paying off their
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NFC Business Card Market to See Massive Growth by 2020-2025

Edison, NJ — (SBWIRE) — 11/26/2020 — Latest published market study on Global NFC Business Card Market with + data Tables, Pie Chart, high level qualitative chapters & Graphs is available now to provide complete assessment of the Market highlighting evolving trends, Measures taken up by players, current-to-future scenario analysis and growth factors validated with View points extracted via Industry experts and Consultants. The study breaks market by revenue and volume (wherever applicable) and price history to estimates size and trend analysis and identifying gaps and opportunities. Some of the players that are in coverage of the study are CustomUSB, Yuvera Solutions (1Card), MOO, Blue, SmartCards, BIGDAWGS, RFITRFID, MoreRFID & BuzzTech.

Get ready to identify the pros and cons of regulatory framework, local reforms and its impact on the Industry. Know how Leaders in NFC Business Card are keeping themselves one step forward with our latest survey analysis

Click to

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