Donate Toys, Coats, Gift Cards, and More to the Y.

This post was contributed by a community member. The views expressed here are the author’s own.

The YMCA of Metro North is hosting its annual holiday charity drives to help make the wishes of children and families come true. We’re collecting toys, coats, presents for children, gift cards, and more this season to distribute to our neighbors in need. Help us create a happy holiday for families by participating in one of these Y Wishes charity drives. You can drop off donations at your local Y or consider shipping a donation of toys or clothes directly from an online retailer to spread some holiday good will and cheer this December.

Learn more about ways to donate below and sign up to participate in the Y Wishes program at https://www.ymcametronorth.org…

TORIGIAN YMCA IN PEABODY
The Torigian YMCA is excited to host an Angel Tree in our lobby this year for members

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Extended warranties are free with credit cards; don’t waste the benefit: That’s Rich!

CLEVELAND, Ohio – My conversations at checkout go something like this when appliances or electronics are being purchased.

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Clerk: Would like like to pay such and such extra for an extended protection plan?

Rich: No, I use a credit card that extends my warranties for an extra two years.

Clerk: Really? That’s a good deal.

My sense is that most people don’t know if their credit card automatically provides extended warranties or which cards offer the longest protections — and that far fewer people ever cash in on the benefit.

I know that my Citi Driver’s Edge MasterCard automatically provides an extra two years of warranty protection, my Chase United Visa does so for one year, and my Discover Card is now worthless in this regard. Discover canceled the extended warranty benefit back February 2018.

So as much as I like accumulating airline miles, my MasterCard with the

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Airline Cards Lose Luster as Coronavirus Persists

Kimberley Moore called
JPMorgan Chase
& Co. in October to ask if it would lower the $450 annual fee on her
United Airlines Holdings Inc.
credit card. A United cardholder for roughly 15 years, Ms. Moore traveled often. Then the coronavirus pandemic hit and Ms. Moore, 53 years old, scaled back her spending and canceled travel plans.

Ms. Moore, a senior director at a national health care organization in Washington, D.C., decided to keep the card after JPMorgan offered her a $200 statement credit. But she has barely used the card since, and is instead mostly using debit cards.

Nearly nine months into the pandemic, banks and airlines are scrambling to rescue their airline rewards cards. The companies have deployed the cards for years to win big-spending customers, but the perks they offer—like flight upgrades and airport lounge access—are all but obsolete in a global pandemic.

Typically, card companies don’t

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Southwest credit cards: 80,000 bonus points



a large passenger jet flying through a blue sky


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CNN Underscored reviews financial products such as credit cards and bank accounts based on their overall value. We may receive a commission through the LendingTree affiliate network if you apply and are approved for a card, but our reporting is always independent and objective.

You may not be thinking much about travel at the moment, but eventually airlines will resume their full schedules. And if you’ve been waiting for an opportunity to apply for a Southwest Airlines personal credit card with an increased bonus, this is your chance. The airline currently has limited-time offers on all three of its consumer cards, which can not only increase your points balance, but could even help you earn the coveted Southwest Companion Pass.



a man standing in front of a mirror posing for the camera: The Southwest Priority credit card offers 20% back on your inflight purchases, including Wi-Fi.


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The Southwest Priority credit card offers 20% back on your inflight purchases, including Wi-Fi.

Right now, the Southwest Rapid Rewards Plus Credit Card, the Southwest Rapid

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Here are the 5 best rewards credit cards for golfers

credit cards

Time to find the perfect credit card for you.

Roughly 335 days ago, my dad dragged me into adulthood kicking and screaming. Finally, after several long months of personal finance training, the time had come to sign up for my first ever credit card.

It wasn’t so much that I didn’t understand the concept of credit than it was what credit represented. Credit cards are for old people — people who have their act together enough to pay bills and make adult purchases. I, on the other hand, decidedly did not have my act together.

I was 22 and still living with my parents just six months removed from graduation. I’d gotten along fine in college with cold hard cash and a trusty debit card (well, I was broke, but isn’t that part of the fun?). Minus my shiny new job at GOLF,

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Arcadia Group gift cards can now only cover half the price of purchases | Retail industry

Shoppers holding gift cards and vouchers for the collapsed Arcadia Group’s brands have been told that they will only be able to use them to cover half the price of their purchase.

On Wednesday, consumers who held gift cards for the group’s brands, which include Topshop, Topman, Miss Selfridge, Dorothy Perkins, Evans and Burton, reported that they were unable to use them to make purchases, and the company said a technical issue was to blame.

When the system is back up and running, it said customers would not be able to use them to cover their entire value but could only put them towards a purchase.

The group fell into administration on Monday, but is still trading in shops and online.

Administrators are not obliged to honour gift cards and vouchers, and holders are creditors who would be in the queue for a payment when the business is wound up.

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Arcadia Group gift cards now worth only half the purchase value

Shoppers holding gift cards and vouchers for the collapsed Arcadia Group’s brands have been told that they will only be able to use them for half the price of their purchase cost.



a group of people standing in front of a store: Photograph: Guy Bell/REX/Shutterstock


© Provided by The Guardian
Photograph: Guy Bell/REX/Shutterstock

On Wednesday, consumers who held gift cards for the group’s brands, which include Topshop, Topman, Miss Selfridge, Dorothy Perkins, Evans and Burton, reported that they were unable to use them to make purchases, and the company said a technical issue was to blame.



text: A Top Shop store on Oxford Street, London, on 2 December.


© Photograph: Guy Bell/REX/Shutterstock
A Top Shop store on Oxford Street, London, on 2 December.

When the system is back up and running, it said customers would not be able to use them to cover their entire value but could only put them towards a purchase.

Related: How will you be impacted by the collapse of Arcadia Group?

The group fell into administration on Monday, but is

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Fox News Is Holding More Cards Than Trump Realizes

Christopher Ruddy, Newsmax’s CEO and majority owner, is clearly enjoying the sudden attention on his business, giving interviews in the last few weeks to CNN, CNBC, the Daily Beast, the New Yorker and Variety and making swipes at Fox along the way. He’s right about one thing: Fox can’t keep up its clashing interests. It can’t be taken seriously as a journalistic operation while at the same time cozying up to the conservative fringes and peddling conspiracy theories. And now places like Newsmax are doing the latter part better. Trump’s loss has effectively put Fox at a crossroads.

But whether Newsmax or OAN will seriously dent the No. 1 primetime cable-TV network or remain kooky wannabes depends on several unpredictable factors, including how politically relevant the Trump family is after 2020 and whether it forms its own media brand, further fragmenting that corner of the industry.

There’s also one wall

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When a brand collapses, what happens to its gift cards?

Quite a few Christmases ago I had a holiday job stuffing vouchers into Christmas cards. 



a person standing in front of a store: Topshop among Arcadia brands looking for buyerAFP via Getty Images


© Provided by The Independent

Topshop among Arcadia brands looking for buyer

AFP via Getty Images

People would order gift vouchers for their loved ones and we’d shove them into cards and moodily write the loving messages in a barely legible scrawl.

“Choose something nice, love Auntie Pat.” “Thought you would enjoy using these in the sales, love from Grandad x.”

The closer we got to Christmas, the longer our days became and the grumpier we got, arguing over who got to sit at the one warm desk next to the electric fire.

But the messages in the cards were all very similar – the givers wanted their gifts to be about choice and they clearly wanted their presents to feel more personal than just cash.  

Yet as Arcadia plunges into administration and Debenhams ceases

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Google launches People Cards in South Africa

Google has launched its new People Cards feature to users across Africa, allowing users to make themselves more discoverable on Search.

People Cards allow people to create their presence on Search in the form of a card (similar to a Google Search Knowledge Panel) that includes all the details they want other people to have about them.

“For many people, whether they’re content creators, business professionals, or just wanting to stand out from the crowd – having an online presence is important,“ said Google Sub-Saharan Africa head of consumer app Olumide Balogun.

“For those without a formal website, or for people who share a name with many others, this is an easy way to create or distinguish their presence on Search.”

To create a People Card, you must have a Google Account and can simply search for your name and tap the “add me to Search” prompt.

This will lead

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